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Priya Nandakumar

Priya Nandakumar is a health-information and insurance specialist with ten years of experience spanning claims analysis, coverage operations, and consumer education. She holds the Registered Health Information Administrator (RHIA) credential and has spent much of her career translating the mechanics of deductibles, networks, Medicare parts, and Medicaid eligibility into guidance ordinary households can act on. She writes about health insurance, Medicare and Medicaid, and the real-world cost of care, with a focus on the fine print that drives most billing surprises. Her articles are general consumer education, not insurance or financial advice; for specific coverage decisions, readers should review their plan documents and speak with a licensed agent or their insurer.

Medicare Part D Prescription Coverage: How the Drug Benefit Works

June 1, 2026 by Priya Nandakumar
A senior reviewing Medicare Part D prescription coverage options with a pharmacist

Medicare Part D prescription coverage explained: formularies, the cost phases, the out-of-pocket cap, Extra Help, and how to choose a drug plan.

Categories Medicare & Medicaid Leave a comment

How to Read an Explanation of Benefits Without the Confusion

June 1, 2026 by Priya Nandakumar
A person learning how to read an explanation of benefits statement at a kitchen table

How to read an explanation of benefits: what an EOB is, the key lines, deductible vs coinsurance, and how to spot billing errors before you pay.

Categories Cost of Care Leave a comment

Health Insurance for Self Employed Workers: How Coverage Options Work

June 1, 2026 by Priya Nandakumar
A self-employed person comparing health insurance for self employed plan options on a laptop at home

Health insurance for self employed workers explained: marketplace plans, premium tax credits, the self-employed deduction, and comparing total cost.

Categories Health Insurance Leave a comment

Medicare Advantage vs Medigap: How to Compare the Two

June 1, 2026 by Priya Nandakumar
An older couple comparing Medicare Advantage vs Medigap options at a kitchen table with paperwork

Medicare Advantage vs Medigap explained in plain English: how each plan works, what it costs, and the trade-offs to weigh before you choose.

Categories Medicare & Medicaid Leave a comment

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