These Terms of Service (“Terms”) govern your use of LyricalGuy at ly.lyricalguy.com (the “Site”). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
Educational use only
All content on the Site is provided for general informational and educational purposes. It is not insurance, financial, or medical advice, and it is not a substitute for guidance from your insurer or a licensed professional. Please read our Disclaimer, which forms part of these Terms.
Intellectual property
The articles, graphics, and other materials on the Site are owned by us or our licensors and are protected by copyright and other laws. You may read and share links to our content. You may not republish, copy, or sell substantial portions without our written permission.
Acceptable use
You agree not to misuse the Site. In particular, you will not attempt to disrupt the Site, access it through automated means that burden our systems, post unlawful or abusive comments, or infringe the rights of others.
Comments and submissions
If you submit a comment or message, you are responsible for its content and you grant us permission to display and moderate it. We may remove any submission at our discretion.
External links
The Site links to third-party websites, including official government resources, for your convenience. We do not control those sites and are not responsible for their content, accuracy, or practices. Visiting them is at your own risk.
Disclaimer of warranties
The Site is provided “as is” and “as available.” Coverage rules and prices change often, and we make no warranties about the accuracy, completeness, or reliability of the content. We disclaim all warranties to the fullest extent permitted by law.
Limitation of liability
To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content.
Changes to these Terms
We may update these Terms from time to time. Changes take effect when posted, and your continued use of the Site means you accept them.
Contact
Questions about these Terms? Email support@lyricalguy.com. See also our Privacy Policy.
Last updated: June 2026.